Physician mortgage loans, or doctor loans, are mortgage loans geared explicitly toward medical professionals. Recent med-school graduates, doctors, and dentists in the early stages of their careers have expenses such as student loan debt, and their past work history may not reflect their earning potential. Their financial history can make it difficult or impossible to qualify for a traditional mortgage. First Liberty Bank understands the unique situation doctors and dentists are in and the fact most see rapidly rising salaries.
Only available to existing or soon-to-be MDs DOs, DDSs, DPMs, DCMs, ODs and DMDs
100% Financing - No Money Down
No PMI means lower monthly payments
Loan Amounts up to $1,000,000
Deferred student debt may be excluded from DTI
Closing Costs up to $10,000 May Be Financed
Pending Employment Contracts Acceptable
Refinance Options Available
Need help answering questions like, "How much will my monthly mortgage payments be?" Use our calculators to easily find the answers to your physician home loan.
Rates and terms are subject to change without notice. The Physician Home Loan program is limited to primary residences in the Oklahoma City and Dallas/Fort Worth metropolitan areas, and other restrictions may apply. See a First Liberty Bank Loan Officer for complete program details, fees, and current interest rates. Loan approval is subject to First Liberty Bank approval guidelines. NMLS #1215182.